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spending passions values

Blog    Financial Independence Retire Early    Minimalism    Money Mindset    Spend Smart

Money Can Buy Happiness When You Spend on Your Values

Caren Magill, MA, CPT, RYT & ADHD Life Coach, MA, ACC, AACC, RYT
May 30, 2017

Head's up, there could be affiliate links ahead!


Value-based spending is exactly what it implies. It’s focused spending on the things, services or experiences that add the most value to our lives. That’s something very different for everyone, but the point is the same – optimize your spending on the places that mean the most to you.

For me, this includes important things like fitness (instruction and gear), healthy food, good wine and a generous amount of hair products (please don’t judge). I honor these things because I’m passionate about looking and feeling my absolute best. It’s important to me. I don’t over spend, but I don’t question the dollars that go to these expenses because the happiness payoff is huge in my mind, as it’s supporting my personal values of health, fitness and looking my best.

[bctt tweet=”Money CAN buy happiness: Spend on the things you value. Be frugal with all other expenses.” username=”@fundinghappy”]

I also value my time, so I pay for a house cleaner, workout in a home gym and chose not to travel too far on the weekends.

Someone else may find the idea of a house cleaner or a three-figure visit to the hairdresser to be a huge waste of time and money. I can respect that. But I probably wouldn’t spend money on the things they value either. We’re all unique snowflakes with vastly different ideas about what’s valuable and brings us joy and what’s a complete waste of time and money.

value-based spending

This is why the theory of “keeping up with the Jones’” is so ludicrous. In theory, the Jones’ are investing in what they think adds value to their lives, so why on earth would you compete with their personal interests? There is no Jones out there with the same ideals, values, and interests as you, so why look beyond yourself as a measure of what’s important to accumulate?

If there’s a single message I hope to convey through my work with Funding Happy, it’s that focusing on value-based spending will bring the most joy, satisfaction, and quality of life to anyone who intentionally practices it.

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About the Author

Caren Magill, MA, CPT, RYT & ADHD Life Coach

Caren is a Certified ADHD Life Coach. She teaches women with ADHD how to harness the best parts of their brain to create a life they love.

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